I am excited to announce that after 14 months of serving as an intern at CAPSTONE, Madeline “Maddie” Earp has joined the team as a financial analyst where she will continue to perform assessments as well as marketing projects for both CAPSTONE and our clients.  She has demonstrated not only her knowledge ...Read More...

The following is a guest posting from Sten Morgan of Legacy Investment Planning. Sten has offered some ideas considering the new tax laws.  For years the focus of retirement and tax planning has been “deferral” of taxes.  Kick the tax can down the road and take distributions when your tax rate is ...Read More...

In the past year, we have been introduced to the Tennessee Investment Services Trust (TIST).  As we have become more familiar with it, it has become more apparent to us that many of our clients could take advantage of this instrument to protect their assets. It is an irrevocable trust. The grantor ...Read More...

While all have been eager to see the impact of the new tax bill, “Tax Cuts and Jobs Act”, we recently attended a presentation offered by the Tennessee Society of Certified Public Accountants. To say it is overwhelming would be an understatement. There are so many changes and implications that no ...Read More...

We are pleased to announce Chad Connery has joined CAPSTONE Business Advisors, LLC.  He will serve as a Director, directly involved in assisting and advising our clients in the growth of their companies as well as the divestiture of some of their holdings. Chad has over 20 years’ experience in healthcare, ...Read More...

DOL Overtime Rule Declared Invalid As a follow up to a notice dated July 29, 2014: Just in time for Labor Day, a federal judge in Texas put an end to the Obama-era Department of Labor overtime rule tracked closely by business owners for several years. We have asked our advisor of such matters to ...Read More...

I must inform you that Kent Hammerstrom will be leaving CAPSTONE effective July 21st.  He is returning to the banking world that he previously spent 30 plus years in.   During Kent’s two and a half years with CAPSTONE, he brought great insight and experience that not only benefited those of us who worked ...Read More...

CAPSTONE Business Advisors, LLC is pleased to announce its affiliation with Mr. Charles R. Howell IV.  Chuck joins CAPSTONE as a Senior Director.  Chuck graduated from The University of Tennessee – Knoxville in 1979.  He has over 30 years’ experience in the aviation field serving as President-General ...Read More...

At lunch with a financial advisor recently, we discussed economic conditions and how they were impacting our clients.  She observed their research indicated many Baby Boomer aged clients were still not investing in the stock market after a rough ride in 2008.  Her view was that many had decided to invest ...Read More...

ESOP – Is it an Option for My Exit Strategy? A few years ago, December 2013 to be exact, with the help of Gregory Brown, now a partner at Holland & Knight in Chicago, we presented this email because of interest that is periodically raised about ESOPs. Before folks even begin to think about an ESOP ...Read More...

My wife and I recently received the WINTER 2016-2017 “Financial Perspectives” from Raymond James. The core of this letter focused on “Building your Financial Team: Who Should make the Cut?” The article highlighted for me a common conversation we have with clients and prospective clients alike: Who are ...Read More...

Do You Understand the Other Side?   Do You Understand the Other side? As we weather the recent election and the attendant rhetoric, I was reminded of a book I read years ago: How to Speak How to Listen by Theodore Adler.  The conclusion I reached from this book was if you cannot defend ...Read More...

How prepared do you believe you are for the future?  In 1970, I attended an Officer Call at Ft. Gordon.  After a couple of hours of Ohio State Police films of accidents, a Military Police Captain addressed the officers (Signal Corps) about the evils of alcohol and fast driving.  He proceeded to declare ...Read More...